1. I certify to my best knowledge and belief that the foregoing information is correct and that any falsification will prejudice my application. 2. I acknowledge that the Bank has the right to call up the loan if my account is not conducted satisfactorily or if I provide false information. 3. I authorise the Bank to recover any outstanding loan facility from my terminal benefits or any other monies due to me. 4. I authorise the Bank to conduct the necessary checks on all relevant credit clearing systems.