POSB Abridged Audited Financial Results for the Year Ended December 31, 2025
FINANCIAL HIGHLIGHTS
The Bank delivered a strong financial performance in 2025, marked by the following:
• Net interest income: Increased to ZWG 399.10 million from ZWG 182.48 million in 2024.
• Fees and commission income: Rose by 96% to ZWG 1.05 billion from ZWG 537.17 million in 2024.
• Net profit: Increased by 19% to ZWG 275.02 million from ZWG 231.65 million in 2024.
• Asset growth: Total assets grew by 41% to ZWG 3.83 billion as at 31 December 2025, from ZWG 2.72 billion as at 31 December 2024.
• Liquidity ratio: Stood at 78%, against the minimum regulatory requirement of 30%, confirming the Bank’s capacity to meet its obligations.
• Capital adequacy: The capital adequacy ratio closed the year at 38.96%, well above the regulatory requirement of 12%.
Abridged Audited Financial Results for the Year Ended December 31, 2025